What’s the Best Way to Browse Marketplace / Obamacare Plans?

Health Insurance Descision Making

Navigating the marketplace for the right health insurance plan can often feel overwhelming. Many websites promise quick quotes but lead to a barrage of texts and calls after merely filling out a form. Health Sherpa, on the other hand, streamlines this process. Within approximately two minutes, you can view all the available marketplace plans in your state and discover if you qualify for a government subsidy, which could reduce your monthly premium to as low as $0.

While Health Sherpa is an excellent tool for browsing marketplace plans, it's worth noting that there are private plans which can be around 30% cheaper than the most affordable marketplace option, and they often offer superior coverage. These plans feature $0 deductibles, a maximum out-of-pocket cost of $3,000, and are PPOs, allowing you the flexibility to receive benefits at any facility nationwide. However, these plans are selective, typically only available to individuals in good health. Due to the health restrictions, these plans experience fewer claims, enabling them to provide better coverage at lower rates compared to those found on the marketplace.

Determining eligibility for these premium plans is quick and easy. Our team of licensed health advisors can assess your eligibility in a phone call that takes less than five minutes. Even if you don't qualify for the premium plan due to health conditions, we can still guide you through the marketplace options to ensure you make the best decision for your needs.

If you're interested in exploring your options and potentially saving on your health insurance, click the button below. Our licensed health advisors are ready to assist you in finding the optimal policy for your situation.